cache 470 320 0 50 92 16777215 Savings and Inverstment Information for Teens, 3rd Ed. 72 Savings and Investment Information for Teens, 3rd Ed.

Teen Finance Series

Savings and Investment Information for Teens, 3rd Ed.

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Savings and Investment Information for Teens, 3rd Edition, provides information that can help young adults learn how to save money and invest for the future. It explains how the economy works and how factors such as interest rates and inflation impact personal wealth. It offers practical suggestions for developing a financial plan and describes the risks and rewards associated with bank accounts, stocks, bonds, and mutual funds.

This book is divided into parts and chapters. Parts focus on broad areas of interest; chapters are devoted to single topics within a part.

Part One: How The Economy Works describes the basic principles that govern the functioning of the U.S. and global economies. It provides historical information about the use of money, explains the federal reserve system, the gross domestic process and the economic factors that influence interest rates, inflation, and consumer prices.

Part Two: Keys To Wealth Development explains the need for financial literacy and capability among teens and provides tips on managing money. It highlights the fundamental tools that can be used in saving money and making it grow. It also discusses the benefits and risks of different types of investment choices and provides information on how to understand financial documents and how to work with financial industry professionals. The part also includes cautions against common misunderstandings, frauds, and scams. It concludes with a chapter about the hazards associated with managing money in online environment.

Part Three: Banks And Bonds discusses the similarities and differences among banks, thrifts, and credit unions. The part describes the most common investment vehicles used in managing cash, including various types of savings accounts, certificates of deposit (CDs), and bonds. It discusses the benefits, risks, liquidity, and potential for generating returns associated with different savings instruments, and it offers an explanation about which types of accounts are insured by the Federal Deposit Insurance Corporation (FDIC).

Part Four: Stocks And Mutual Funds explains equity investments and the various ways people can own stocks as part of an investment portfolio, including owning individual stocks and purchasing different types of mutual funds. It also explains special risks associated with investing in foreign stocks, trading in microcap stocks, and day trading.

Part Five: If You Need More Information provides a directory of savings and investment organizations and suggestions for additional reading.


Standard Features

  • Accessible organization—generous use of headings
  • Charts and tables aid comprehension of statistical data
  • Callout boxes highlight important information, define terms, or summarize chapter content
  • Resource directories with contact information guide further research
  • Comprehensive index
  • Library binding, 7 ¼ x 9 ¼
  • List price $69 per volume
  • School and Library Price $62 per volume


“This book, broken into five parts, offers a format that attracts young readers. Recommended for high school, public, and academic libraries.”

—American Reference Books Annual, 2018


“This accessible reference is designed to improve financial literacy for readers in high school and up.”

—ProtoView, July ’17