Cash, Credit and Credit Repair Information for Teens, 4th Ed.

Today’s teens are spending their own money, and they are spending a lot of it. But the challenges that come with managing and spending that money have never been more daunting. Faced with greater personal responsibility for managing their own money, and changing technology that has created both opportunity and risk, today’s teens face economic challenges unlike any previous generation. Unfortunately, many teens are lacking the basic financial literacy needed to meet those challenges. As a result, the majority of today’s teens remain unaware of basic financial principles, such as earning, budgeting, saving, establishing credit and managing debt. In addition, many teens are unaware of the risks that come with the technology that while making their lives easier, also makes their personal and financial information more vulnerable than ever before.

Cash, Credit and Credit Repair Information for Teens, Fourth Edition provides an updated look at how teens can earn and manage money. It provides practical information about receiving income, and budgeting. It also discusses choosing appropriate banking services, managing a checking account, using credit and debit cards, and making informed shopping decisions. It provides information about the latest trends in financial technology such as electronic banking, mobile wallets, online shopping, cryptocurrency, etc. A section on avoiding financial pitfalls provides facts about debt-related problems, identity theft, and common financial scams. The book concludes with a list of online money management tools and a directory of resources for additional information.